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Abstrato

Health Insurance and Adverse Selection in Urban Households

Varahrami V

Objectives: this paper wants to survey health insurance and factors which effect on it and surveys adverse selection in urban households of Iran.
Background: this paper uses from data of urban households of Iran insured and uninsured households in 2017. Estimation results with probit method reveal positive effects of education, income and health risk on buying health insurance in sample.
Methods: Probit model is used for estimation.
Results: Estimation results with probit method reveal positive effects of education, income and health risk on buying health insurance in sample.
Conclusion: Results show that, there is adverse selection in health insurance in sample.